2026 — Present
Founder · ACACIA Bloom
Full-time focus since 2026. Designing and developing digital and AI products, from initial scoping to launch. Preparing tender responses and coordinating technical partners and subject-matter experts.
Nour El Khouja
Technology Business Leadership & Business Transformation
La Marsa, Tunisia · [email protected]
nour.acacia-bloom.com · linkedin.com/in/nourelkhouja
Background & Approach
Background
From engineering to leading technology businesses.
An engineer by training, with a career spanning software development, IT leadership, product and delivery. Responsibilities have included P&L ownership, establishing new departments and leading cross-functional transformation in international organisations.
Today, founder of ACACIA Bloom and co-founder of RIVIA and Le Paon Blanc.
Areas of
responsibility
- 01Business Leadership & P&L
- 02Product, R&D & Delivery
- 03Strategic Programmes
- 04Transformation & Governance
Professional Experience
Leadership at different scales
2024 — 2025
Director of Operational Efficiency · Financial Software
Led a cross-functional performance programme covering automation, AI, knowledge sharing and governance. Set priorities with department heads, assigned accountability and tracked results.
2023 — 2024
Head of Digital Insurance
Established a digital offering and grew the department, taking on P&L accountability. Led product, R&D, delivery and support, with responsibility for budget allocation, resourcing and client commitments.
2022 — 2023
Director of Engineering Excellence
Established a cross-functional department covering DevSecOps, security, compliance and quality. Introduced shared standards and tools across multiple products.
View full career history
2018 — 2022
Director of Product & R&D · Insurance
Led the rebuild of a standard insurance software platform. Owned the roadmap and product priorities, organised the teams and coordinated with delivery.
2016 — 2018
IT Director
Designed and implemented a platform for financial, operational and project management. Harmonised management systems and migrated data following acquisitions.
2014 — 2016
Project Director · Telecommunications
Led the rollout of a service platform across subsidiaries in sub-Saharan Africa, coordinating group stakeholders, local teams and technology suppliers.
2010 — 2014
Project Management · Digital Television
Managed cable, satellite and IPTV set-top box deployment projects in international markets.
2006 — 2010
Software Engineering & Technical Team Leadership
Developed embedded systems for digital television, access control and encryption in C/C++. Progressed from software development into team leadership.
Previous Organisations
Orange Group · Sagemcom · VERMEG
Experience gained in previous roles.
Selected Client Projects
Banque de France · Bank of Canada · Banco de España · SGSS · Generali · MAIF · Milleis · ProCapital
Contributed to projects for these organisations in previous roles. They are not presented as direct clients of ACACIA Bloom.
Education & Languages
Education and languages
Education
Engineering degree in Computer Science and Telecommunications — ESPRIT, Tunis.
Oxford Executive Finance Programme, Corporate Finance — University of Oxford, 2024.
Languages
French: bilingual proficiency.
English: professional proficiency.
Arabic: native.
What guides my decisions
Be practical. I start with the difference we need to make and the resources we have. Sometimes, the right move is to make an existing solution available to more teams. Sometimes, we need to build what is missing.
Share the thinking. When a team understands why a decision was made, it can adapt the plan as circumstances change. And what one team learns can make the next project easier.
Be dependable. I agree the expected outcome and the resources required with the sponsor. With the teams, I set short milestones so we can see progress, raise concerns early and decide what comes next.
CAUSES I CARE ABOUT
Care that reaches beyond borders
Children’s safety and wellbeing are especially close to my heart, wherever they live. That concern extends to anyone facing hardship.
I offer my time and skills to non-profit organisations, helping them give their projects a clear structure and design and build digital tools that make their work easier.